tttt: Too much to do with toxic assets and unknown depositories and all that other shenanigans that no one other than banking representatives or oil drillers will ever understand.

johnny: The thing is, those people dug themselves into a ditch and would have done so regardless if you had come along or not. What I may write in my writings may sound a tad more harsh than it may seem in reality, but all I am really saying is take advantage of market run-ups and downturns. Regardless of your actions or lack thereof, the markets will move and they will move irrationally – so might as well put them to good use!